Outer Banks, Duck, Corolla and Hatteras Island real estate and homes for sale in North Carolina - The Holt Team, REALTORS® The Holt Team REALTORS(r) for Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate - NUMBER1EXPERTS™ The Holt Team NUMBER1EXPERTS(tm) for Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate
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The Holt Team, REALTOR®, real estate agentss and broker for Outer Banks, Duck, Corolla and Hatteras Island North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
Did you know that fewer than 1% of Realtors hold the designation ACCREDITED CONSULTANT IN REAL ESTATE? Bill does! Work with the best (252) 441-2450.


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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Bill Holt, a proven Outer Banks, Duck, Corolla and Hatteras Island, North Carolina NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Outer Banks, Duck, Corolla and Hatteras Island Homes - Find Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate listings & homes for sale provided by Bill Holt, your local expert real estate agent.

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  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Bill Holt, a proven Outer Banks, Duck, Corolla and Hatteras Island, North Carolina NUMBER1EXPERT™ Top Selling real estate agent.

  • Outer Banks, Duck, Corolla and Hatteras Island Information - Find local information on Outer Banks, Duck, Corolla and Hatteras Island, North Carolina including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Bill Holt, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Bill Holt, a proven Outer Banks, Duck, Corolla and Hatteras Island, North Carolina NUMBER1EXPERT™ Top Selling real estate agent.

  • About Bill Holt - Information about Bill Holt including testimonials, guarantees, credentials, and contact information. Learn why Bill Holt is a proven Outer Banks, Duck, Corolla and Hatteras Island, North Carolina NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?

A 
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard.
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The Holt Team, REALTOR®, real estate agentss and broker for Outer Banks, Duck, Corolla and Hatteras Island North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Holt Team
RE/MAX Ocean Realty

2503 N. Croatan Hwy
Kill Devil Hills, NC. 27948
Office: (252) 441-2450
Toll Free: (866) 629-6571
Fax: (252) 441-1310
Bill Holt Cell: (252) 619-7010
Email: info@obxmls.com

There are no impossible dreams; There is just our limited perception of what is possible . . . . Let us show you what is possible!

CRBEqual HousingGRIMLSREALTOR



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