Outer Banks, Duck, Corolla and Hatteras Island real estate and homes for sale in North Carolina - The Holt Team, REALTORS® The Holt Team REALTORS(r) for Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate - NUMBER1EXPERTS™ The Holt Team NUMBER1EXPERTS(tm) for Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate
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Mortgage Prequalification: Outer Banks, Duck, Corolla and Hatteras Island North Carolina home buying, real estate listings, and homes for sale in Dare                           County, NC
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Outer Banks Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

About You
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About Your Move
When Are You Moving?
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About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
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Loan Info
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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The Holt Team, REALTOR®, real estate agentss and broker for Outer Banks, Duck, Corolla and Hatteras Island North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Holt Team
RE/MAX Ocean Realty

PO Box 8
Kill Devil Hills, NC. 27948
Office: (252) 441-2450
Phone: (252) 619-7010
Fax: (252) 441-9111
Bill Holt Cell: (252) 619-7010
Email: info@obxmls.com

There are no impossible dreams; There is just our limited perception of what is possible . . . . Let us show you what is possible!

CRB Equal Housing GRI MLS REALTOR



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