Outer Banks, Duck, Corolla and Hatteras Island real estate and homes for sale in North Carolina - The Holt Team, REALTORS® The Holt Team REALTORS(r) for Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate - NUMBER1EXPERTS™ The Holt Team NUMBER1EXPERTS(tm) for Outer Banks, Duck, Corolla and Hatteras Island, North Carolina real estate
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The Holt Team, REALTOR®, real estate agentss and broker for Outer Banks, Duck, Corolla and Hatteras Island North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

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Mortgage Prequalification: Outer Banks, Duck, Corolla and Hatteras Island North Carolina home buying, real estate listings, and homes for sale in Dare                           County, NC
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Outer Banks Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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About Your Move
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About Your Home Search
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Real Estate Tips
First Time Buyers >A Great Opportunity

Home ownership may seem like "the impossible dream" to first-time buyers who have to stretch in order to purchase their first home. Many younger buyers can afford the monthly mortgage payments, but may have to get creative to cover the down payment and closing costs.

Contact a real estate professional if you are thinking about buying your first home. For those whose funds are limited, there may be possibilities you have not considered, such as local or federal loan programs that can help get you moved into your new home. There are many flexible new mortgage loans available to first-time buyers. Sellers are sometimes willing to extend a small loan to help cover closing costs in order to complete the sale.

You can also consider the many housing options available. There are beautiful condominiums and townhouses with desirable amenities and prices that are designed to appeal to first-time buyers who cannot yet afford a single-family detached home.

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Real Estate Trivia
Q 
What are three of the best indicators of real estate market trends?

A 
Existing home sales, new home building and mortgage interest rates.
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The Holt Team, REALTOR®, real estate agentss and broker for Outer Banks, Duck, Corolla and Hatteras Island North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Holt Team
RE/MAX Ocean Realty

PO Box 8
Kill Devil Hills, NC. 27948
Office: (252) 441-2450
Toll Free: (866) 629-6571
Fax: (252) 441-1310
Bill Holt Cell: (252) 619-7010
Email: info@obxmls.com

There are no impossible dreams; There is just our limited perception of what is possible . . . . Let us show you what is possible!

CRB Equal Housing GRI MLS REALTOR



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